Does Your Insurance Cover Water Damage?
By Flood Support
Carpet Busters / CB Restoration
(888) 388-4621
Summary
During a cold snap, the pipes in your building freeze and burst. While doing a load of laundry, your washing machine overflows.
a cold snap, the pipes in your building freeze and burst. While doing a load of laundry, your washing machine overflows. A heavy rainstorm causes water to leak through the roof of your building--and you live on the top floor. Water damage occurs frequently, so it's a good idea to know what is (and isn't) covered by insurance.
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Won't my landlord's insurance cover the damage?
Your landlord's insurance will provide coverage for damage to the building itself, but it won't provide coverage for damage to your personal property. And if your landlord's policy only provides coverage for damage to the exterior of the building (you can find this information in your rental agreement), it won't cover the cost of replacing pipes, carpeting, wall coverings, etc. inside your rental unit. (Depending on the circumstances, your landlord may still be liable for repairs, even if the damage is not covered by insurance.)
What about renters insurance ?
A good renters policy will provide coverage for most water damage. Just make sure that it is specifically mentioned in the policy--that way both your damaged belongings and the cost to repair the rental unit itself (e.g., new pipes, carpeting, wall coverings) will be covered. One possible exception: whatever causes the water damage (e.g., dishwasher, washing machine) may not be covered by your renters policy if you failed to maintain it properly.
What if the water damage is the result of a flood?
Basic renters insurance doesn't provide coverage for water damage that is a result of a flood. If you live in a flood-prone area, you'll need to purchase a separate policy or add a rider onto your renters policy for this type of coverage.
What if I can't live in my apartment as a result of the water damage?
Most renters insurance policies will provide coverage for additional living expenses incurred if your rental unit is unlivable. In other words, the insurance company will pay for you to live at another location (at a price similar to your old apartment) while your apartment is being repaired.
Has your property been damaged by a fire, flood, or plumbing failure? If so, Carpet Busters / CB Restoration is your complete water damage and fire damage restoration solution. We offer 24-hour emergency services for commercial and residential customers, providing services ranging from water damage restoration and structural drying to fire, smoke, mold, and soot restoration. When a disaster strikes, our professionals are ready and willing to come to your rescue in the most dismal situations.
Call us at (888) 388-4621 to get your property back to its pre-loss condition!
At Carpet Busters / CB Restoration, we understand the strain and anxiety a flood or fire can cause, and we aim to return your property back to order as quickly and stress-free as possible. We’ll work directly with your insurance company until the job is completed. Our well-trained and certified technicians use the latest techniques and procedures along with state-of-the-art equipment to make sure the job is done right. Whether you need fire damage restoration or water damage restoration, call us at (888) 388-4621 to prevent any further structural damage to your property!
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Philadelphia Metro, New Jersey Statewide and Delaware Statewide CALL TODAY
(888) 388-4621
What We Do
Has your property been damaged by a fire, flood, or plumbing failure? If so, Carpet Busters / CB Restoration is your complete water damage and fire damage restoration solution. We offer 24-hour emergency services for commercial and residential customers, providing services ranging from water damage restoration and structural drying to fire, smoke, mold, and soot restoration. When a disaster strikes, our professionals are ready and willing to come to your rescue in the most dismal situations.
Call us at (888) 388-4621 to get your property back to its pre-loss condition!
At Carpet Busters / CB Restoration, we understand the strain and anxiety a flood or fire can cause, and we aim to return your property back to order as quickly and stress-free as possible. We’ll work directly with your insurance company until the job is completed. Our well-trained and certified technicians use the latest techniques and procedures along with state-of-the-art equipment to make sure the job is done right. Whether you need fire damage restoration or water damage restoration, call us at (888) 388-4621 to prevent any further structural damage to your property!
Service Area
Philadelphia Metro, New Jersey Statewide and Delaware Statewide
Our Commitment
We Care and We Help!
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Services
Residential & Commercial Large Loss
Water Damage Restoration & Repair
Wet Carpet Removal & Restoration
Wet Basement and Crawl Space Clean-Up
Water & Sewage Extraction and Clean-Up
Mold Remediation & Removal
Complete Structural Drying
Complete Disinfection and Sanitization
Fire, Smoke and Soot Damage Restoration
Dehumidification
Content Pack-Out/Pack-Up
Board-Up
Crime Scene / Trauma Clean-Up
Carpet Busters / CB Restoration is a family owned business, and we treat each customer like they are part of our family. We understand the emotional, financial, and physical strains that fires and floods can cause on a person's life. We are here to help you through the tough times. We will get your home back in order, deal with your insurance company directly, and bring some peace back to these hectic times. 24 hours a day, 7 days a week. If you need us, we are there.
Preparing for a flood is very important, but you should also prepare for handling the aftermath of the storm. Flood damage is a like a time bomb, and to prevent mold or structural damage you must do everything you can to quickly and concisely and as soon as possible. To help you learn how to handle this situation, we’ve put together this list of what to do after a household flood.
1. Do Not Re-Enter
After leaving the flooded home, do not re-enter until trained emergency workers tell you it is safe. Floodwaters can harm or damage the foundation of your home and make it an unsafe structure to reenter.
2. Take Caution When Eating
Don’t eat or drink anything that has been in contact with flood water. Flood water can and usually does contain unsanitary materials and residue which is not safe to ingest.
3. Remove Water Blockage
If you put sandbags or other blocks around your home to keep water out, remember they may also be holding water in after the flood. If the structure is safe, open windows, doors, and remove blocks to let some water out. Only approach or touch flood water or flooded areas in proper attire, (gloves, mask, boots, water proof jacket, goggles, etc).
4. Flood Insurance
If you had flood insurance, don’t move or touch anything until you’ve contacted them. This is because they must come and observe and assess the damage in its original state. Also be sure not to throw out anything that should be checked by the insurance associates as well.
5. Take Pictures
As hard as it is, having thorough documentation of the flood is likely to come in handy. Go throughout the home and take pictures of any and all flood-damaged areas. Check ceilings, walls, and floors diligently to make sure you don’t miss a thing.
6. Watch The Kids
It is imperative not to let children play or touch anything that floodwater has. Even if the floodwater resigns from an area, that area still has infectious bacteria that are dangerous to you and yours. Be sure to sit children down and thoroughly discuss and explain the dangers of floods, floodwater and the aftermath.
7. If You Must Leave
If for any reason you need to leave your flood-damaged home (to go to a hotel, friends, or get something to eat) be sure to secure the house before you leave. Lock all windows and doors, and try to cover up and holes or unstable structure. Although it’s regrettable, looters have been known to target flooded areas for undamaged materials in unsupervised homes.
8. Call A Professional
If you’re unsure about the water damage to your home or have water still residing in the basement or other area, call in some help. Water damage specialists can help you with a multitude of things from assessing damage, to removing water, to cleaning up the mess it leaves. Your insurance may even pay for this work as it’s preventive work that could save them money.
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Effective May 1, 2012
water everywhere! 24 hr water extraction call!1-877-713-5663 www.floodsupport.com - Philadelphia - Repair - sewer testing24 HR Emergency Service Floodsupport.com Water Damage Flood Damage Sewage Frozen Pipes
http://www.floodsupport.com 1-877-71-FLOOD CARPET BUSTERS / CB RESTORATION HELPS YOU WITH..... FLOOD SUPPORT.... 24 Hour Emergency Water Damage Service PA DE MD NJ Family Owned & Operated Company Who Cares About Helping You With Any Of These Damages: Frozen Pipes, Mold Remediation, Disaster Cleanup, Wet Basement, Water Extraction, Mold Damage Company, Mold Removal, Flood Cleaning, Sewer Damage Restoration, Black Mold Testing, Commercial Building Water Damage, Water Damage Restoration, Wet Carpet, Flood Cleanup, Flood Damage Repair, Water Removal, 24 Hour Water Extraction, Residential Flood Damage, School Flood Damage, Hospital Water Damage Restoration, Fire Damage Restoration, Water Damage Clean Up, Water Damage Experts, Mold Damage Repair, Flood Damage Cleanup, Carpet Water Extraction, Flooded Carpet Cleaning, Wet Basement, Sewer Backup Restoration, Black Mold Removal Company, Mold Damage Removal, Water Damage Company, Flooded Crawl Space Cleanup, Document Drying Company, Wet Document, Water Damage Documents, Black Mold Removal Experts, Broken Sprinkler System Flooding, Storm Damage Cleanup, Rain Water Removal, Storm Water Damage Restoration, Rain Water Pump Out, Wind Damage, Temporary Power, Furnace puffback soot cleaning, Boiler puffbacks, Furnace puff back cleanup, Oil burner puffbacks, Puff back, Puffbacks, Dehumidifying, Pipe thawing, Busted pipe, Broken pipe, Cracked pipe, Frozen pipe thaw pipe, Freezing pipe, Frozen pipe plumber, Fix frozen pipe, Ice in pipes, Frozen Pipe Flood Cleanup Water Damage Service, Apartment Building Flood, Water Restoration, Crime Scene Cleanup, Smoke Damage Restoration, Fire Damage Cleanup Company, Trauma Cleanup, Water Damage Removal, Flooding, Water Damage Repair, Water Extraction, Mold Remediation, Mold Damage Restoration, Sewage Damage Repair, Mold Damage Experts, Mold Damage Restoration Service, Sewage Damage Cleanup, Mold Damage Service, Sewage Backup Cleanup, Basement Water Pump Out, Mold Damage Contractor, Black Mold Removal, Water Damage Contractor, Fire Damage Cleanup, Soot Damage Cleanup Company, Mold Restoration, Black Mold Inspection, Flooded Basement, Office Building Flood, Broken Pipe, Wet Drywall Removal, Wet Sheetrock Removal, Wet Plaster Removal, Wet Ceiling Removal, Wet Hardwood Floor Removal, Wet Laminate Floor Removal, Wet Tile Floor Removal, Wet Flooded Carpet Removal, Wet Kitchen Cabinet Removal, Wet Furniture Removal, Frozen Pipes, Mold Remediation, Disaster Cleanup, Wet Basement, Water Extraction, Mold Damage Company, Mold Removal, Flood Cleaning, Sewer Damage Restoration, Black Mold Testing, Commercial Building Water Damage, Water Damage Restoration, Wet Carpet, Flood Cleanup, Flood Damage Repair, Water Removal, 24 Hour Water Extraction, Residential Flood Damage, School Flood Damage, Hospital Water Damage Restoration, Fire Damage Restoration, Water Damage Clean Up We Service All Of Chester County, Delaware County, Montgomery County, Philadelphia, NJ,DE West Chester,Cochranville,Drexel Hill,Springfield,Conshohocken, West Grove,Newtown Square,Broomall,South Philadelphia,Collegeville, Deptford,Wildwood,Margate,Wilmington,Chadds Ford,Exton,Glen Mills,Oxford,Atglen,Downingtown,Upper Darby,Media,Mantua,Mullica Hill,Edgemont,Havertown,Bryn Mawr,Boothwyn,Aston,King Of Prussia,Valley Forge,Kennett Square,White Marsh,Gladwyn,Plymouth Meeting,Norristown,Oaks,Chadds Ford,Broomall,Thorofare,Lancaster,King Of Prussia,Springfield,Blue Bell,Center City, Olde City, Queens Village,Glassboro,
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